NexTier@WORK |
We work for you! |
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PRODUCT COMPARISON |
NexTier@Work
Professional |
NexTier@Work
Executive |
NexTier@Work
Executive Sweep |
| Checking |
No-fee checking
(with direct deposit) |
Interest Checking |
Interest checking with Sweep feature to Federated Money Market account with checking balances greater than $15,000.
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| Balance Requirement to avoid monthly service fee |
$7 monthly fee without direct deposit |
$10,000 average monthly balance combined relationship (deposits, CDs, loans) waives $10 monthly fee |
$10,000 average monthly checking balance waives $15 monthly fee. $15,000 to take advantage of sweep |
Overdraft Privilege
Options |
$5 transfer fee per transaction from deposit account or line of credit. ($34 standard fee applies for Overdraft Privilege) |
Choice of Overdraft Privilege//Money Market /Line of Credit. (If individual selects Overdraft Privilege, a $34 standard fee applies.) $5 transfer fee per transaction from deposit account or line of credit. |
Not Available |
| Checks |
Free first order of NexTier logo checks |
Free NexTier logo checks |
Free NexTier logo checks |
| Check Card |
Free Check Card - Limit 2 |
Free Check Card - Limit 2 |
Free Check Card - Limit 2
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| ATMs |
Free, Unlimited ATM access at more than 580 Freedom ATM Alliance locations |
Free, Unlimited ATM access |
Free, Unlimited ATM access |
| 24/7 Telephone Banking |
Free Telephone Banking |
Free Telephone Banking |
Free Telephone Banking |
| Online Banking |
Free Online Banking |
Free Online Banking |
Free Online Banking
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| Bill Payment |
Free Online Bill Pay |
Free Online Bill Pay |
Free Online Bill Pay
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| Loan Discounts |
No closing costs and loan special offers |
No closing costs and .25% HE loan discount with auto deduct |
No closing costs and .25% HE loan discount with auto deduct
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| CD Rates |
CD Special offers |
.25% increase on CD rates (other offers may not apply) |
.25% increase on CD rates (other offers may not apply)
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| Insurance |
Free insurance consultation and coverage quotes |
Free insurance consultation and coverage quotes |
Free insurance consultation and coverage quotes
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| Identity Theft Insurance |
$10,000/$250 deductible coverage for primary account holder |
$10,000/$250 deductible coverage for primary account holder |
$10,000/$250 deductible coverage for primary account holder |
| Savings & MM accounts |
One Free Savings or Money Market Account (no balance required or monthly service fee; other fees may apply) |
Two Free Savings or Money Market Accounts (no balance required or monthly service fee; other fees may apply) |
Two Free Savings or Money Market Accounts (no balance required or monthly service fee; other fees may apply) |
| Children Saving Accounts (for children under 18 years of age) |
Free savings account for the children in your life |
Free savings account for the children in your life |
Free savings account for the children in your life |
| Safe Deposit Box |
Free small safe deposit box or 25% discount on other size |
Free small safe deposit box or 25% discount on other size |
Free small safe deposit box or 25% discount on other size
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| Cashiers Checks, Travelers Checks |
No Service Charge |
No Service Charge |
No Service Charge |
| Personal Banker by Phone |
Call 1-866-549-WORK |
Call 1-866-549-WORK |
Call 1-866-549-WORK |
| Credit Card |
Choice of Credit Rewards program, no annual fee |
Choice of Credit Rewards program, no annual fee |
Choice of Credit Rewards program, no annual fee
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| ATM/POS LIMITS |
$500 cash withdrawal, $500 stand in, $1,500 POS |
$1,000/$1,000/$3,000 |
$1,000/$1,000/$3,000 |
| Overdraft Privilege Limit |
If selected for overdraft / $750 overdraft privilege limit |
If selected for overdraft / $1,500 overdraft privilege limit |
If selected for overdraft /$1,500 overdraft privilege limit |
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