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Privacy and Security
In today’s world of global information exchange, you need to know that your account data is protected.
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NexTier Privacy Policy
Rev. July 2011
FACTS |
WHAT DOES NEXTIER FAMILY OF COMPANIES DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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The types of personal information we collect and share depend on the product or service you have with us. This information can include: |
• Social Security number
• Account balances
• Payment history |
• Transaction or loss history
• Overdraft history
• Checking account information |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons NexTier Family of Companies chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does NexTier Family of Companies share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products and services to you |
Yes |
Yes |
For joint marketing with other financial companies |
Yes |
Yes |
For our affiliates' everyday business purposes-information about your transactions and experiences |
No |
N/A |
For our affiliates' everyday business purposes- information about your creditworthiness |
No |
N/A |
For our affiliates to market to you |
Yes |
Yes |
For nonaffiliates to market to you |
No |
N/A |
To limit our sharing |
• Call 724-214-6300 - our menu will prompt you through your choice(s)
• Mail the enclosed form
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. |
Questions? |
Call toll-free 1-800-262-1088 or go to info@thebank.com |
| Mail-in Form |
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[ ] Do not allow any use of my personal information to market to me. |
Name |
Mail To:
NexTier Bank
P.O. Box 1232
Butler, PA 16003 |
Address |
City, State, ZIP |
Who We Are |
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Who is providing this notice? |
NexTier Family of Companies means the following institutions: NexTier Bank, N.A. and NexTier Insurance Services
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What We Do |
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How does NexTier Family of Companies protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does NexTier Family of Companies collect my personal information?
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We collect your personal information, for example, when you |
• Open an account
• Apply for a loan
• Apply for insurance |
• Buy securities from us
• Give us your contact information
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We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else?
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Your choices will apply to everyone on your account.
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Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
• Our affiliates include:
• Any company with a NexTier name including NexTier Bank and NexTier Insurance Services
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
• NexTier Family of Companies does not share with nonaffiliates so they can market to you. |
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include UVEST Financial Services and LPL
Financial Institution Services.
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Other Important Information
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For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
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