A non-contractual courtesy that’s included with your checking account to cover accidental overdrafts. Overdraft Privilege saves the embarrassment of returned checks and saves you from the nonsufficient funds fee merchants may charge. You’ll also avoid potential late charges on important bills!
With your consent, we can also cover your debit and ATM transactions! Be proactive, and opt-in today to extend the courtesy you’re already given!
You may also sign up for Overdraft Protection which allows you to transfer funds from a previously designated account to cover insufficient items. $10.00 fee per transfer. To learn more, ask us about this service.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices included with your account.
We do authorize and pay overdrafts for the following types of transactions.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions – complete the following form and click Submit to send directly OR click here to download a printable form and mail to: NexTier Bank, P.O. Box 1232, Butler, PA 16003-9985, ATTN: Deposit Support.
Questions? Call 1.800.262.1088 to opt-in today!