In need of a checking or savings account? Maybe you decided to switch banks or are opening your first account. No matter the reason, opening an account at NexTier Bank is a simple process designed to get you started with everyday banking quickly.

Whether you apply online or visit a branch, having the right information ready will make the experience smooth and efficient.

WHAT DO I NEED TO OPEN AN ACCOUNT?

No matter if you are opening a checking or savings account online or at the branch, you will need the following:

✔️ To be at least 18 years old to open an account on your own. Minors can be listed on accounts with an adult or legal guardian.

✔️ Photo ID with correct address (driver’s license or state-issued identification card with photo)

✔️ Know your social security number

✔️ A $50 minimum deposit requirement for most accounts

TYPES OF DEPOSIT ACCOUNTS

NexTier Bank offers several different types of checking and savings accounts to fit your needs.

Checking Accounts

A checking account is a bank account where you can deposit funds — via direct deposit, cash, or a paper check — to use to pay bills, make purchases, and transfer money with ease. At NexTier Bank, you can open a checking account online or at any of our branches.

NexTier Bank offers four different checking accounts: Free Checking, Perfect Fit, Cash Back, and Interest Plus. Each account has no minimum balance requirement and no monthly service charge. In addition, you get FREE online banking with Bill Pay, Mobile Banking, eStatements, Telephone Banking, and more!

To learn more about each checking account or to open one online, click here.

Savings Accounts

A savings account allows you to set money aside for short-term savings goals or an emergency fund. You can usually access the money in the account, but since the account isn’t usually connected to a debit card, you’re less tempted to withdraw it. Savings accounts earn interest allowing your money to grow as you work toward your goals.

NexTier Bank offers a variety of savings account options including Personal Savings, Free Kids Savings, Money Market Accounts, a Savings Club Account, Certificates of Deposit, and Individual Retirement Accounts.

To learn more about each savings account or to open one online, click here.

If you need assistance opening a new account, please visit any of our branches or contact our Customer Care Center at 1.800.262.1088.