In addition to conforming properties, NexTier Bank will also consider the following financing options:

  • icon of home with yard and tree

    Home Renovations

  • icon of building

    Condo / Co-Ops

  • icon of property showing grass and a tree

    Non-working Farm

  • icon of home

    Home with Acreage and/or Out Buildings

  • icon of oil gas line

    Oil / Gas Lease

  • Group 42

    Modular / Double-wide on Permanent Foundation

  • Icon of cash money

    Loans to Purchase Land

Check Rates     |     Select a Loan Officer to Apply Now

 
father daughter building in living room
Construction Mortgages

Construction Loans

 
family unpacking boxes in new home
family unpacking boxes in new home Purchase

Purchase

 
family of three playing in new house
Refinance

Refinance Your Home

 
couple shaking hands with an experienced closing agent
Master Settlement Services

Master Settlement Services

Applying online is as easy as 1-2-3.

  1. Apply Now and complete the application.
  2. Submit and your information will be reviewed for approval.
  3. A NexTier Bank Personal Banker will follow up to answer your questions.
Select a Loan Officer to Apply Now

Need a better idea of the numbers?

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Group 20
Use Our Calculator

Meet Our Team

Jean Beers

VP/Consumer & Mortgage Loan Officer

With over 34 years of experience in banking, Jean Beers will assist you through the lending process from beginning to end. With continuing education courses in banking, lending, and security, Jean’s knowledge and expertise will be an asset to you regardless if you are purchasing a home or refinancing. She works hard to assure you understand our loan programs while helping to choose the best mortgage loan for each situation. Her goal is to guide customers through the process to complete the loan closing.

Jean Beers

Kristen Pflugh

VP/Consumer & Mortgage Loan Officer

Kristen has over 25 years of customer service and lending experience – so she is well versed to guide you through whatever financing needs you might have. Whether you’re in the market for a new home or a first home, home equity loan, or car loan, Kristen is more than happy to help you through the loan process – making it as easy as 1-2-3! With customer service being a top priority, Kristen provides each customer the attention they deserve, along with timely answers or follow-up if/when needed. You can always be certain that Kristen has your best interest in mind.

Heather Potts

VP / Mortgage Lending Officer

Heather Potts has over 25 years of experience in the mortgage industry. Her extensive knowledge and expertise allow her to meet her client’s goals by establishing a relationship with each client, evaluating all options, and delivering the best product and rate available. If you are looking to purchase or build a home, refinance your existing home, or take advantage of a home equity loan. Heather will make sure that you understand all loan programs available, helping you choose the best loan that meets your needs and guiding you through to your loan closing.

Heather Potts

Shirley Simpson

VP/Consumer & Mortgage Loan Officer

Having worked in various roles within the banking industry for over 38 years, Shirley Simpson has extensive knowledge of all banking products. Her experience with different types of loans, from unsecured to complex construction mortgages, personal loans, or first-time home mortgages, will allow you to build a trusting, long-lasting relationship. Shirley lived in Butler County most of her life with deep roots in the community where she and her husband raised their 3 kids and enjoy their 8 grandkids. She is an active community member, working with charitable and civic organizations.

Shirley Simpson