In addition to conforming properties, NexTier Bank will also consider the following financing options:

  • Icon of home

    Log Home

  • icon of home with yard and tree

    Home Renovations

  • icon of building

    Condo / Co-Ops

  • icon of property showing grass and a tree

    Non-working Farm

  • icon of home

    Home with Acreage and/or Out Buildings

  • icon of oil gas line

    Oil / Gas Lease

  • Group 42

    Modular / Double-wide on Permanent Foundation

  • Icon of cash money

    Loans to Purchase Land

Check Rates     |     Select a Loan Officer to Apply Now

 
father daughter building in living room
Construction Mortgages

Construction Loans

 
family unpacking boxes in new home
family unpacking boxes in new home Purchase

Purchase

 
family of three playing in new house
Refinance

Refinance Your Home

 
couple shaking hands with an experienced closing agent
Master Settlement Services

Master Settlement Services

Applying online is as easy as 1-2-3.

  1. Apply Now and complete the application.
  2. Submit and your information will be reviewed for approval.
  3. A NexTier Bank Personal Banker will follow up to answer your questions.
Select a Loan Officer to Apply Now

Need a better idea of the numbers?

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Group 20
Use Our Calculator

Meet Our Team

Jean Beers

VP / Personal Banker

With over 34 years’ experience in banking, Jean Beers, will assist you through the lending process from beginning to end. With continued education courses in banking, lending, and security, Jean’s knowledge and expertise will be an asset to you regardless if you are purchasing a home or refinancing. She works hard to assure you understand our loan programs, while helping to choose the best mortgage loan for each situation. Her goal is to guide customers through the process to complete the loan closing.

Jean Beers

Karen Cush

VP / Mortgage Lending Officer

Karen has over 30 years in the banking industry helping clients reach their financial goals. With continued expertise, Karen will provide options for you to make the best financial decisions. So whether you want to purchase or build your dream home, or looking for advice for home improvement projects, give Karen a call. She will take you through the whole process from application to the closing and will always be your point of contact, your very own Personal Banker!

Karen Cush

Heather Potts

VP / Mortgage Lending Officer

Heather Potts has over 20 years of experience in the mortgage industry.  Her extensive knowledge and expertise allow her to meet her client’s goals by establishing a relationship with each client, evaluating all options and delivering the best product and rate available. If you are looking to purchase or build a home, refinance your existing home or take advantage of a home equity loan, Heather will make sure that you understand all loan programs available helping you choose the best loan that meets your needs guiding you through to your loan closing.

Heather Potts

Linda Reubi

Personal Banker

Linda has been in the banking industry for over 20 years. With continued loan education and training, Linda is committed to helping people achieve their loan goals. Whether buying your first home, building a new home, or in need of a loan for repairs, her expertise and experience will guide you to make sound decisions. She understands the stress of going through the loan process and would like the opportunity to make it easy for you.Linda is a member of the both the Butler Chamber of Commerce, and the Zelienople Chamber. She volunteers for community events in Zelienople, the ARC of Butler County and others, including the Victory Church of Cranberry Township.

Linda Reubi

Shirley Simpson

AVP / Personal Banker

Shirley’s dedication to NexTier Bank is recognized with over 30 years of service. Having worked in many different roles within the Bank, Shirley has a well-rounded knowledge of all banking products. She understands that getting a loan, whether it be a personal loan or a first time home mortgage, is exciting and somewhat stressful. Give her the opportunity to find you the perfect loan and build a long lasting relationship.

Shirley is currently a member of the Chicora-East Brady Rotary, a Board Member for Family Pathways, and a volunteer for the Petroleum Valley Food Bank.

Shirley Simpson

Kristen Pflugh

Retail Loan Administrator

Kristen has 21 years of customer service and 18 years lending experience – So she is well versed to guide you through whatever financing needs you might have.  Whether you’re in the market for a new home or a first home, home equity loan or car loan, Kristen is more than happy to help you through the loan process – making it as easy as 1-2-3!  With customer service being a top priority, Kristen provides each customer the attention they deserve, along with timely answers or follow up if/when needed.  You can always be certain that Kristen has your best interest in mind.

Kristen Pflugh