Articles

How to Navigate Our New Website

At NexTier Bank, our customers have always been our priority. We’ve created this online experience with both our customers and community members in mind.

How to Balance a Checkbook

Balancing your checkbook helps you catch fraudulent activity faster, budget automatic transactions, and avoid bouncing checks.

Don’t Fall Victim: 3 Real Stories of Identity Theft

Identity theft is the only crime where the victim must prove their innocence. It happens to thousands of people around the world, every day.

Mortgages Defined: A Look at the Different Options

Whether you’re a seasoned home buyer, or this is your first home purchase, our experts are here to make the process simple.

Let the Home Shopping Begin: Initial Steps to Acquiring a Mortgage Loan

There may be an uptick in renting in larger cities, but home-ownership may be a better deal for the average person living and working in our communities.

Establish Positive Money Habits

You might have ambitious money goals and reaching them feels impossible. Taking small steps today can lead to financial gains tomorrow.

Credit Score: Are you Keeping Score?

Your credit score can determine if you’re approved for a loan, your interest rate, and in some cases, insurance coverage.

Stay Within Your Budget

Budgeting is an important part of establishing financial stability. Sometimes shopping can quickly obliterate even the most well-intentioned budget.

Creating a Personal Budget

There are options when it comes to creating, tracking, and monitoring a budget. One of the oldest methods for budgeting is using a notebook and pen.

Long-Term Savings Options Explained

Long-term saving can offer you financial stability when you need it the most and may even have some tax advantages now.

Financing Your Small Business

Banks like NexTier Bank specialize in funding existing businesses with things like working capital, equipment loans, and more.

Help Your Business Thrive

Running a business can hard, but it can also be invigorating, even life-changing for some.

10 Resources to Organize Your Business on a Budget

Budgeting for your business can be overwhelming. Especially since business owners need to make decisions about resources and expenditures regularly.

Marketing Your Small Business on a Budget

Here are five tips to market your small business on a shoestring budget.

Warnings Signs and Action to Take if You Suspect Elder Abuse

Have you noticed an elder that looks physically neglected, has a disheveled appearance, or withdrawing money in large amounts or more frequently? Elders at higher risk of abuse are those with a deteriorating mental state or those considered a protected person.

Step-by-Step Guide If You Suspect Fraud or Identity Theft

Fraudsters do not discriminate based on race, ethnicity, gender, age, education, or income.

Romance Scams: Gaining Affection and Committing Fraud

Millions of people turn to online dating apps or social networking sites to meet someone. Sometimes though, instead of finding romance, they find a scammer looking to trick them out of money.

How to Keep Your Personal Information Secure

Safeguarding your information online can protect you from identity theft. According to the Federal Trade Commission (FTC), identity theft affects millions of people each year. Here’s are tips to keep your personal information secure.

5 Steps to Starting Your Dream Business

Starting your dream business is enthralling. It can also be overwhelming, especially if you’re planning to ditch your day job and go all in. We’re here to tell you that it is possible to start the business of your dreams, and here are 5 steps to set you up for success.

Home Equity Loans: The New Fairy Godmother

A home equity loan is a great way to make updates to your home, pay for medical bills, or even remaining debt. With your help, our lending experts make the process simple. Schedule a meeting with one of our personal bankers today!

How is your Business Financial Well Being?

Each year we visit the doctor to ensure our health is in order, and it gives us peace of mind when all is as it should be. Shouldn’t the same apply to our financial health? Meet with one of our experts to improve your financial health today!

The Overwhelming Debt Sensation

Always remember to take care of your “financial health” just as you do your physical, mental, and emotional health!

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