Free Checking

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Cash Back

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Interest Plus

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Deposit to Open

$50

$50

$50

Balance Requirement

No Minimum Balance Requirement

No Minimum Balance Requirement

No Minimum Balance Requirement

Monthly Service Charge

$0

$0

$0

Rewards cross-icon

2.5% Cashback on debit card purchases. Receive up to $8 per statement cycle2.

Higher interest rate if qualifications are met.

Qualifications1

None

See below for qualifications.

See below for qualifications.

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Overdraft Privilegea

Covers overdrafts up to $500.

Covers overdrafts up to $500.

Covers overdrafts up to $1000.

Free NexTier Visa® Debit Card check-icon check-icon check-icon
ATM Refunds cross-icon

Up to $15 per statement cycle3

Up to $15 per statement cycle3

Linked Account

None

Free NexTier Saver Account

Free NexTier Saver Account

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*Qualifying for rewards is easy.

To earn interest or cash back and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH), bill pay transaction, or direct deposit post and settle
  • Be enrolled in and agree to receive eStatements
  1. 1When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.75% resulting in an APY of 0.75%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance over $35,000, resulting in a range from 0.75% to 0.25% APY depending on the account’s daily balance.
  2. 2When NexTier Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $8.00 on debit card purchases, excluding ATM transactions that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
  3. 3You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your NexTier Cash Back or NexTier Interest Plus account during that Monthly Qualification Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

aFor more information on our overdraft practices, click here.

Free with all our accounts