Certificates of Deposit

Disclosures

Limited-Time Certificates of Deposit interest rates and APY are subject to change at any time. 

*Interest rate and annual percentage yield may change. Interest begins to accrue on the business day we receive your deposit. Interest is calculated on the Daily ledger balance. Interest accrued daily. Compounded & credited quarterly.

**New money is defined as money not on deposit with NexTier Bank in the previous 90 days.

6 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of July 29, 2025. Opening deposit must include $5,000 minimum *new money. If existing funds, a minimum of $5,000 *new money must be added to the $5,000 minimum existing funds to open. The 6-Month CD will earn a fixed interest rate of 4.09%, with an APY of 4.15%. In order to earn the published APY, all interest earned must remain in the CD for the entire term; withdrawal of the interest during the term will result in earning below the published APY. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 6-month term at the current rate. Other rates and terms are available.

9 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of July 29, 2025. Opening deposit must include a minimum of $5,000. The 9-Month CD will earn a fixed interest rate of 3.89%, with an APY of 3.95%. In order to earn the published APY, all interest earned must remain in the CD for the entire term; withdrawal of the interest during the term will result in earning below the published APY. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 12-month term at the current rate. Other rates and terms are available.

18 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of July 29, 2025. Opening deposit must include a minimum of $5,000. The 18-Month CD will earn a fixed interest rate of 3.70%, with an APY of 3.75%. In order to earn the published APY, all interest earned must remain in the CD for the entire term; withdrawal of the interest during the term will result in earning below the published APY. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 12-month term at the current rate. Other rates and terms are available.